How to Deal with The Palisades Account Collection Agency!

We know they’re harassing you. We have the facts you can use to get your life back, negotiate for a better deal, remove them from your credit reports, and increase your credit score.

Who is Palisades Collection, LLC, and Why Are They Calling You?

Palisades operates under the name Palisades Collections, LLC. Creditors hire Palisades Collections when they are unable to collect a account. Palisades contracts these accounts from the original creditor, and then attempts to collect them from you with never ending telephone calls, letters that threaten you and through legal action.

Palisades Collections is known to collect accounts such as delinquent auto loans/repossessions, unpaid accounts on cell phone contracts, and unpaid credit card bills. Palisades is known to collect accounts purchased from AT&T, Citibank, Providian, and Nissan Motor Acceptance Corp.

If you have a questionable unresolved account with any of these companies, then you’ve probably felt the pressure of being chased by bill collectors from Palisades Collection, l.l.c. are are experiencing negative credit H*!L right now!

Bill collectors will make your phone ring constantly, deliberately call your boss looking for you, deliberately humiliate you in front of your family, friends, co-workers, and even neighbors.

Collection agencies also demand you pay the balance owed and pile on a mountain of interest and fees. In most cases, Palisades bought your account for pennies on the dollar and try to squeeze every you for every penny to maximize their commissions. (For the most part this is how all collection agencies operate).

What To Say to a Palisades Bill Collector – How to Get the Upper Hand

Here are the steps you can take to deal with harassment from Palisades Collection Agency and get the upper hand in credit negotiation.

• First, don’t make friends with the bill collector. You should do your best to remain professional – this involves your money, your credit score, and your reputation, so you should conduct yourself as if you’re working on a business transaction.
• Second, always maintain your “poker face”. The end goal here is to keep the ball in your court in order to reach an agreement. Don’t make “small talk”, as this can give the collector control of the call. Your goal is to maintain control of your money, and your time.
• Third, THIS PART IS MOST IMPORTANT! If you must negotiate, then demand that Palisades be removed from your credit listings. This is your one opportunity to clear up negative credit.A single collection item – like a Palisades Negative Account Collection item – can ruin your credit history and good name for the NEXT SEVEN YEARS!

Remember, it’s YOUR money, and you need to fight for it! The bill collector’s number one job is to take your money, leave you broke and then insult your credit history! Don’t let them succeed!

Another option with proven successful results is working with a credit repair attorney. The attorney can help you to strengthen the language and frequency of written correspondence. The creditor won’t know if you’ve written the letter or asked an attorney to do it, which gives you further control of the situation.

How a Bill Collector from Palisades Nearly Ruined my Life!

"I had an unsettled auto loan account that I thought was still in dispute with the original creditor. What I learned was that the creditor – without my permission or knowledge, hired Palisades to come after me, and that’s when my nightmare began."

“They called every day. Before I knew it, the item was on my credit report, and it brought my credit score down almost a hundred points! I had no idea what I was dealing with, or the best way to take care of the situation.”

“After taking some time to consider my options, I chose Lexington Law to help deal with this nightmare and to dispute the negative credit listings from Palisades and the original creditor.”

Here is a “before” letter showing my credit score issues with Experian:

Here you can see my Palisades Collection Item - they were chasing me for over $15,000!!

And with Transunion:

Palisades collection items started popping up all over my credit listings and my score took a nosedive.

I was completely devastated. I was looking for a job at the time and I knew that my negative credit was going to keep me from getting past any background checks. (Most employers now run credit checks before you get hired!)

Here’s the letter I received from Experian with all of Lexington Law’s successful deletions:

The credit bureau sent this letter - my $15,116 Palisades Account Deleted from Experian!

I received a letter from Transunion as well:

Transunion sent me this letter stating Palisades was Erased!

Lexington Law far exceeded my expectations, and did an amazing job. I encourage anyone who is dealing with Palisades Collections or harassment from any other collections agency to give them a try.

I couldn’t be happier, and my credit score finally hit over 700! Watch your credit score hit an upward spiral like mine did. Here is an example I found from a real Lexington Law client that saw positive results like I did. See how his score improved dramatically in just a few months.

See the score rebuilding process once the negatives were deleted

If you have collections on your credit, then time is of the essence. I learned that some of your credit rights have time limitations. I nearly missed out on a Fair Account Collection disputing right which is only good for 30 days!

I encourage you to get started today.
Lexington offers a no-risk refund policy so you have nothing to lose. Plus, the initial consultation is totally free so you can at least give them a call and see what they can do for you.